# To be eligible for the $10 offer you must meet the minimum deposit criteria by the last business day of the calendar month. Your $10 will be credited to the account within the first 5 business days of the subsequent month. Payments will cease when a total of $100 has been credited to the account or when the account has been open for 12 months, whichever occurs first. Terms conditions fees and charges apply. The $10 offer will only be paid on one account per customer. Offer valid as at 23/01/2012 and subject to change.^ATM access without incurring an ATM Operator Fee does not include St.George and BankSA ATMs in BP service stations. This advertisement provides general advice only. Please consider the Product Disclosure Statement (PDS) before acquiring this product,the PDS is available on request and can be obtained by calling 1300 734 079, by visiting your local HSBC branch or www.hsbc.com.au Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.

HSBC Day to Day Account